
Job Description :
We are looking for an experienced AVP LAP (Loan Against Property) to manage sales and business development for high-ticket LAP products targeting HNIs and corporate clients. The ideal candidate should have strong experience handling large-ticket LAP transactions and an established network within the relevant market.
Key Responsibilities :
- Drive sales and business development for high-ticket Loan Against Property (LAP) products.
- Manage relationships with HNIs, corporate clients, and other high-value customers.
- Achieve monthly disbursement/sales targets in the range of 550 Crores.
- Manage high-value transactions with an average ticket size of approximately 3 Crores.
- Build and maintain a strong network of HNI, corporate, and channel relationships.
- Identify new business opportunities and generate a consistent pipeline of high-value LAP cases.
- Manage the end-to-end sales process, from lead generation and customer engagement to sanction and disbursement.
- Coordinate with credit, operations, and other internal teams to ensure timely closure of transactions.
- Drive customer acquisition and maintain strong relationships to generate repeat and referral business.
Required Skills & Experience :
- 8-10 years of overall experience with a minimum of 5 years of relevant LAP experience.
- Current experience handling 320 Crore ticket-size LAP transactions is mandatory.
- Experience with large banks or NBFCs is preferred.
- Strong understanding of high-ticket LAP products, customer profiles, and lending processes.
- Established network among HNIs, corporates, and relevant market/channel partners.
- Proven track record of achieving high-value sales/disbursement targets.
- Strong sales, negotiation, relationship management, and communication skills.
- Candidates currently working in an incentive-driven sales environment will be preferred.
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