About the job:

Position Title: AVP - Credit Risk Reporting.

Corporate Title: Assistant Vice President

Reporting to: Vice President/Director

Location: Bengaluru

Job Profile:

Position details:

- We are seeking a highly experienced and strategic leader to join as AVP - Credit Risk Reporting, responsible for overseeing a critical offshore team supporting the Bank's global risk reporting and data integrity functions.

- This individual will lead the design, development, and delivery of credit risk reporting and play a pivotal role in data governance, incident management, and ensuring the accuracy and reliability of information used by the Chief Risk Officer, Chief Credit Officer, and U.S Risk Committees.

- This role requires deep experience in credit risk reporting within large global banks, a proven ability to build and train high-performing teams, and excellent cross-cultural and communication skills to translate complex technical risk information into clear, actionable insights for non-technical senior executives.

Roles and Responsibilities:

Leadership & Team Development:

- Lead and develop a team of senior analysts offshore, responsible for end-to-end credit risk reporting and data integrity.

- Own onboarding, coaching, and upskilling efforts to ensure the team is equipped to manage complex regulatory and management reporting tasks.

- Act as a local ambassador for the Bank's risk culture, providing detailed knowledge and training to ensure the offshore team aligns with global standards.

Credit Risk Reporting & Governance:

- Oversee the timely production of high-impact credit risk reports for senior governance forums including executive risk and credit governance committees.

- Lead the team in explaining credit risk drivers and portfolio changes, combining analytical rigor with effective storytelling.

Stakeholder Engagement & Cross-Cultural Communication

- Serve as a key interface between offshore analysts and global stakeholders, ensuring mutual understanding and effective delivery.

- Translate technical risk terminology and data models into plain language for senior leaders and non-technical audiences.

- Summarize global leadership messaging and synthesize updates for local implementation, while also escalating critical details from offshore to onshore leadership.

Data Governance & Incident Control:

- Implement and oversee adherence to the Data Management Integrated Control Framework (DMICF) for all credit risk reports and data flows.

- Monitor data quality issues and initiate remediation and escalation processes where needed, ensuring transparency and risk mitigation.

- Ensure all reporting outputs comply with BCBS 239 and internal data governance standards.

Daily Operations & Collaboration:

- Oversee day-to-day operations, manage workload planning, and ensure deliverables are met with excellence under time constraints.

- Stay informed on industry trends, automation technologies, and AI applications in risk reporting to enhance future capabilities.

Qualifications:

- 12+ years of experience in Financial Services with at least 8+ years in credit risk reporting or analytics, specifically within large global banking institutions.

- Proven leadership track record in building, developing, and managing offshore risk or reporting teams.

- Strong understanding of banking products, credit portfolios, regulatory requirements, and risk management frameworks.

- Expertise in data visualization and reporting tools such as Tableau and enterprise data platforms.

- Working knowledge of Data Management Integrated Control Framework (DMICF) or similar frameworks for data quality and governance.

- Strong interpersonal and cross-cultural communication skills; ability to build trust and rapport across geographies and functions.

- Exceptional verbal and written communication skills - skilled at translating complex data into executive summaries, and explaining technical concepts to non-technical stakeholders