Job Title: AVP- Banking & Financial Services (BFS) Domain SME

Function: Direct Core

Location: Mumbai

Job Summary:

The BFS Subject Matter Expert will play a pivotal role in enabling business transformation and digital modernization programs for clients of a leading IT firm across global banking and financial institutions. The SME will partner with clients, architects, and delivery teams to capture requirements, design domain- led, technology- enabled solutions that deliver measurable business outcomes in areas such as Banking, Payments, Lending, GRC, Trade Finance and Digital Channels.

Required Qualifications, Capabilities & Skills

1. Domain Consulting & Client Engagement

- Act as a trusted domain advisor to client stakeholders in banking and financial services engagements.

- Lead requirement discovery workshops to capture business objectives, regulatory needs, and operational challenges.

- Translate domain knowledge into solution blueprints, user journeys, and functional specifications that guide technology design.

- Support creation of business cases and value realization frameworks aligned with client strategy.

2. Solution Design & Delivery Enablement

- Collaborate with solution architects and delivery leaders to design and implement domain- driven solutions using leading BFS platforms (Finacle, Flexcube, Temenos, etc.).

- Contribute to digital transformation initiatives across payments, lending, risk & compliance, and wealth management.

- Support pre- sales teams with domain inputs for RFPs, client proposals, and presentations.

- Conduct impact analysis on new RBI guidelines and regulatory mandates; ensure compliance is built into project solutions.

3. Domain Governance & Knowledge Management

- Build and maintain domain accelerators, reusable assets, and process documentation.

- Mentor project teams and conduct domain training sessions to strengthen BFS competency across the firm's delivery units.

- Track emerging industry trends - open banking, embedded finance, AI/ML adoption in BFS - and translate them into actionable insights for clients.

Education: MBA (Finance) / CA / CFA / BE/B.Tech, or equivalent postgraduate qualification.

Experience: 12- 20 years overall; minimum 12- 15 years in BFS domain (Banking Operations, Product Management, or BFS IT Delivery).

Strong expertise in one or more areas:

- Retail or Corporate Banking

- Core Banking & Payments (RTGS, NEFT, UPI, SWIFT, and other payment platforms)

- Lending Lifecycle Management

- Treasury / Trade Finance

- Risk, Compliance & Regulatory Reporting (Basel III / IV, IFRS9, FATCA, AML/KYC)Capital market / Wealth management domain expertise

- Liabilities, assets, branch banking, clearing & remittances, GL accounting, and payment systems.

- Demonstrated ability to work across business and technology teams in large- scale transformation programs.

- Excellent communication, stakeholder management, and consulting presentation skills.

Preferred Skills:

- Exposure to BFS technology stacks such as Finacle, Flexcube, Bancs or similar core solutions.

- Experience with Agile delivery models and digital platforms (APIs, microservices, automation). Prior experience supporting pre-sales / solutioning / client advisory roles and delivery in an IT or consulting environment.

- Understanding of data- driven transformation, including analytics, AI, and automation use cases in BFS.

- User testing and BA experience in BFS systems is a plus.