Assistant Manager/Manager - Credit Analyst

- A role that offers a breadth of learning opportunities

- Attractive Salary & Benefits

- Work in a company with a solid track record of performance

Our client is a licensed bank incorporated in Hong Kong. Our client is currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong.

The Job

You will be responsible for :

- Perform credit due diligence and fundamental analysis on borrowers and trading counterparties, especially credit assessment on financial institutions (Banks and non-bank FIs)/Mutual Fund/Private Equity

- Conduct analysis on the deal and the major credit terms including OTC transaction, Money market product and Debt securities to assess the credit exposures.

- Evaluate and challenge on the credit limit proposals and prepare credit opinion/ recommendation to the credit approvers based the risk and mitigation summary

- Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority

- Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues

Ideal Candidate

- University graduate with major in Accounting, Finance or related disciplines

- Minimum 5 years of credit risk management especially on counterparty credit risk and FI credit risk

- Sound knowledge of financial market derivative product and key risk factors

- Solid knowledge in financial fundamental analysis

- HKICPA, ACCA, CFA, FRM are preferred

- Self-motivated, independent with an analytical mindset and ability to work under pressure

- Strong interpersonal, communication, negotiation and presentation skills with experience in working with senior management level

- Strong command of both written and spoken English and Chinese, including Putonghua