Assistant General Manager - Credit Origination - Financial Services Firm

Job Description:

The position is with a Financial Company looking for an Assistant General Manager - Credit Origination in Mumbai.

Business Growth:

- Identify and acquire new small/mid/large corporate clients in different lending segments within policy guidelines.

- Meet loan intermediaries/consultancy firms for new business.

- Explain the products, understand customer needs & propose products or lending terms to cater these requirements within policy guidelines.

Building & maintaining relationship with clients:

- Renewal of existing accounts.

- Timely resolution of client queries / requirements.

- Overall contribution in building / maintaining loan book.

- Planning and completion of periodical inspections of mortgaged properties.

- Periodical review of Auditors / LEs reports for existing accounts.

Credit Processing & Execution:

- Market intelligence generated for Credit Appraisal.

- Research input to processing team for Credit Appraisal.

- Liaoning with clients / advocate / valuers etc. for processing and execution.

- Vetting of advocates / valuers, LEs reports.

- Adherence and compliance to Credit policy / manual and management directions.

Asset Quality & Recovery:

- Timely Collections and Recovery of stressed accounts.

- Measures initiated for timely collections and payments.

- Market Intelligence / input provided / steps taken for minimization of slippages.