Assistant General Manager - Credit - Medical Equipment Finance

Description:

Key Responsibilities:

- Conduct detailed credit appraisal of Medical Equipment cases (1Cr 10Cr).

- Analyze financial statements, ITRs, bank statements, CMA data, and cash flow projections.

- Evaluate borrower profile, repayment capacity, and collateral/security coverage.

- Prepare detailed credit notes with risk assessment and recommendations.

- Ensure compliance with company credit policy and regulatory guidelines.

- Coordinate with Sales, Legal, Technical, and Risk teams for smooth processing and disbursement.

- Monitor portfolio quality and identify early warning signals.

- Maintain defined TAT for case processing.

- Assist during internal and external audits.

Key Requirements:

- CA / MBA (Finance) / Equivalent qualification preferred.

- 5-8 years of experience in SME / LAP / MEQ / Secured Lending underwriting.

- Experience handling high-value ticket sizes (1Cr 10Cr).

- Strong analytical and risk assessment skills.

- Good communication and stakeholder management abilities.

- Ability to work under pressure and manage multiple cases.