Area Head - Sales/Credit Life - Insurance

Business Strategy & Growth:

- Develop and implement strategic plans to achieve business growth and revenue targets for Group Credit Life insurance within the assigned area.

- Identify market opportunities, potential clients (banks, NBFCs, financial institutions), and partnerships to expand the credit life insurance portfolio.

- Monitor market trends, competitor activities, and customer needs to adapt business strategies.

Team Leadership & Management:

- Lead, mentor, and motivate a team of sales managers, field officers, and support staff to achieve sales and operational goals.

- Conduct regular performance reviews, training, and development programs for the team.

- Foster a high-performance culture emphasizing discipline, ethics, and customer-centricity.

Sales & Client Relationship Management:

- Drive sales initiatives and ensure consistent achievement of sales targets for Group Credit Life insurance.

- Build and maintain strong relationships with key clients such as banks, NBFCs, and other financial institutions.

- Negotiate and finalize agreements or contracts with partners and clients.

Operational Excellence & Compliance:

- Ensure compliance with regulatory guidelines and company policies related to Group Credit Life insurance.

- Oversee the smooth onboarding of new group credit life schemes and timely processing of policies.

- Monitor the quality of service delivery including claims handling and premium collection.

Reporting & Analytics:

- Prepare and submit regular business reports, forecasts, and analysis to senior management.

- Analyze business performance data to identify areas for improvement and implement corrective actions.

Cross-functional Coordination:

- Collaborate with underwriting, claims, finance, and marketing departments to streamline processes and enhance customer experience.

- Participate in product development and market feedback loops.