Apollo Finvest - Credit & Risk Lead

Description:

Credit & Risk Strategist

Location: Mumbai

Experience Required: 2+ years in Unsecured Lending

About Apollo Finvest:

Apollo Finvest is a tech-first publicly-listed NBFC redefining how India lends. Think of us as the AWS for lending! With cutting-edge APIs, and a splash of startup magic, we're enabling Indias top fintechs and NBFCs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way.

Key Responsibilities:

- Develop and manage credit strategies for unsecured personal loans.

- Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.

- Collaborate with product and data teams to strengthen risk assessment frameworks.

- Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections.

- Monitor portfolio performance and formulate risk mitigation measures.

- Stay informed about regulatory updates, credit trends, and industry benchmarks.

What Were Looking For:

- Minimum 2 years of experience in unsecured personal loans, preferably in a digital lending environment.

- Strong understanding of digital lending platforms, including underwriting and designing credit policies.

- Experience working with a fintech or NBFC, ideally one with its own consumer-facing app.

- Analytical mindset and the ability to work with large datasets to make informed decisions.

- Strong communication and collaboration skills.

Why Join Us?:

- Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former HDFC veteran and CFA Charterholder.

- Best of both worlds: startup energy + listed company stability.

- Competitive pay and fast-track growth.

- First-hand exposure to fintech partnerships, investor interactions, and regulatory strategy.

What We Offer:

- Competitive salary and benefits.

- Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment.

- A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.