- Location: Mumbai

- Excellent communication skills.

- Sound credit Knowledge, top 2 rated candidates only, large corporates exp.

- Portfolio management, Excellent in PPT, Budget v/s target planning, Power BI

About the Role:

As an Analyst - Portfolio Management in the Wholesale Banking division, you will support strategic planning, performance management, and portfolio analysis to drive business growth and operational efficiency. This role involves budgeting, KPI tracking, competitive benchmarking, and project execution. You will work closely with senior leadership and relationship managers to provide insights and enable data-driven decision-making.

Key Responsibilities:

Primary Responsibilities:

- Partner with business teams for strategic planning and performance management.

- Develop annual budgets and estimates; track performance against strategic objectives.

- Build and manage KPI dashboards to facilitate business analysis.

- Prepare presentations and reports for senior leadership including MD, EXCO, and Business Heads.

- Support new business initiatives and evaluate growth opportunities.

- Monitor stressed cases and maintain updates on watchlist accounts.

- Conduct deep-dive competition analysis and benchmarking to provide actionable insights.

- Perform portfolio analysis and provide a 360 performance view to Relationship Managers.

- Implement control measures to prevent revenue leakages and optimize costs.

- Manage projects by identifying actionables, tracking progress, and ensuring execution.

- Support business management activities including strategic planning, performance reviews, and operational tracking across the wholesale banking portfolio.

- Develop and manage annual budgets, rolling forecasts, and estimates, tracking actual performance against targets and strategic objectives.

- Conduct financial analysis and variance analysis to identify risks, opportunities, and corrective actions.

- Build, maintain, and enhance KPI dashboards and MIS reports to monitor portfolio health, revenue, profitability, and cost efficiency.

- Prepare management presentations and reports for senior leadership including MD, EXCO, and Business Heads, highlighting key insights and trends.

- Support new business initiatives and growth opportunities through financial modeling, feasibility analysis, and portfolio impact assessment.

- Monitor stressed and watchlist accounts, providing regular updates and insights to business and risk stakeholders.

- Perform competitive analysis and benchmarking to assess market positioning and support strategic decision-making.

- Deliver 360-degree portfolio performance analysis to Relationship Managers, enabling informed client and portfolio actions.

- Implement control measures to prevent revenue leakages, improve cost efficiency, and strengthen financial discipline.

- Support project and initiative management by identifying action items, tracking progress, and ensuring timely execution.

Secondary Responsibilities:

- Collaborate with key stakeholders for analysis, reporting, and data refinement.

- Continuously improve data accuracy and reporting quality.