Analyst - Data Scientist/Credit Risk - US Analytics

We're hiring: Analyst - Data Scientist (Credit Risk) with a US based Analytics Company.

Location: Remote

Education: BE / B.Tech from Top colleges

Role Overview:

Looking for an analytics professional with strong experience in LTV modelling, risk-reward trade-off, and credit card portfolio analytics-especially within the U.S. credit cards space.

Key Responsibilities:

- Build & enhance LTV, credit risk, and profitability models

- Drive risk-reward optimization for acquisition & portfolio strategies

- Perform data extraction, validation, and ad-hoc analytics

- Lead portfolio performance tracking & insights

- Develop credit policies, limit strategies, and lifecycle interventions

- Run profitability segmentation and scenario modelling

- Analyze internal + bureau datasets for portfolio health

Requirements:

- 2+ years in credit cards, lending, or portfolio risk

- Strong in LTV modelling, risk-reward, and profitability analytics

- Hands-on Python/R + SQL for modelling & data manipulation

- Experience with predictive models (logistic, tree-based, GBM, survival)

- Familiar with U.S. credit systems & bureau data

- Strong communication for business & technical stakeholders

- (Preferred) Experience with AWS/GCP/Azure, Spark/Databricks, Tableau/Power BI