AK Group - Credit Analyst - Corporate/Non BFSI Sector - CA

Description:

Company Profile: A. K Group, founded by Mr. A.K Mittal with a vision to operate and develop the Indian debt capital markets which were in nascent stage. A. K Group over the period has emerged as one of the most vintage and trusted Bond Houses of India operating since 1998, aimed at providing the most competent solutions to its clients. Proficient at the Fixed Income market Segment of the Indian Economy, the group works towards its definitive motive of "A Bond in every hand".

A. K. Group offers varied range of financial products and services in the Fixed Income market like Investment Banking, Broking & Distribution, Advisory Services, Financing and Structured Products, Alternate Funds Management (AIF).

Role - Credit Analyst (Corporate/Non-BFSI Sector)

Location: Mumbai (BKC)

Key Responsibilities :

1. Deep-Dive Financial Analysis:

- Analysis of Balance Sheets, P&L, and Cash Flows for companies in Manufacturing, Infrastructure and Real Estate Sectors.

- Examination of business health beyond standard ratios, specifically focusing on promoter and management profile, financial management, working capital cycles, cash flow quality and identification of hidden risks.

2. Creation of the Credit Rationale:

- Preparation of brief but comprehensive Credit Notes and Investment Memos containing persuasive arguments and not just data summaries.

- Formulation of a clear "GO" or "No-GO" decision, outlining risk factors and mitigants.

3. Independent Thinking & Defense:

- Active participation in internal Investment Committee meetings to present deal proposals.

- Defense of the credit view against internal scrutiny; ensuring the final investment decision is backed by logic and independent conviction.

4. Anchoring Investor Discussions:

- Anchoring of credit discussions with institutional investors (Mutual Funds, Insurance Companies, Bank Treasuries) alongside the Sales team.

- Clarification of technical queries such as regarding debt structure and cash flows raised by external investors.

- Articulation of the credit rationale simply and convincingly to external stakeholders.

Requirements:

Education: CA (Chartered Accountant) or MBA in Finance.

Experience: 3 to 5 years of experience in Credit Analysis or Ratings.