AK Group - Assistant Vice President - Credit - Wholesale Credit/Financial Institutions

Company Profile:

A. K Group, a financial conglomerate was founded by Mr. A.K Mittal with a vision to operate and develop the Indian debt capital markets which were in nascent stage. A. K Group over the period has emerged as one of the most trusted Bond Houses of India, aimed at providing the most competent solutions to its clients. Proficient at the Fixed Income market Segment of the Indian Economy, the group works towards its definitive motive of "A Bond in every hand".

A. K. Group offers varied range of financial products and services like Investment Banking, Broking & Distribution, Advisory Services, Financing and Structured Products.

Company Website: www.akgroup.co.in

Job Summary:

We are seeking a highly skilled and analytical Wholesale Credit Underwriter to join our growing team. The ideal candidate will have 5-7 years of experience in underwriting corporate clients within the financial sector, preferably with exposure to NBFC operations. A background in accounting audit or forensic audit will be considered a strong advantage.

Key Responsibilities:

- Perform end-to-end credit underwriting for wholesale and mid market corporate clients, primarily in the financial sector.

- Conduct detailed analysis of financial statements, assess creditworthiness, and identify key business and financial risks.

- Structure and recommend credit facilities in line with internal policies and risk appetite.

- Collaborate with business teams to understand client requirements and ensure appropriate credit structuring.

- Prepare and present comprehensive credit appraisal notes for approval committees.

- Continuously monitor portfolio performance and highlight early warning signals and credit deterioration.

- Ensure compliance with regulatory guidelines, internal credit policies, and documentation standards.

- Leverage experience in accounting audits to assess financial integrity and detect potential red flags.

- Apply forensic audit insights where relevant to identify misrepresentations or financial irregularities.

Qualifications & Experience:

- Chartered Accountant (CA) and/or Chartered Financial Analyst (CFA) preferred.

- 5-7 years of experience in wholesale credit underwriting, with a focus on financial sector clients.

- Prior experience in accounting audits of corporates; forensic audit exposure is an added advantage.

- Strong understanding of financial analysis, risk assessment methodologies, and credit structuring.

- Strong Excel Skills

- Decent Communication and Interpersonal skills

- Working knowledge of RBI guidelines, regulatory frameworks, and industry best practices.