Zonal Role - Risk Control/Fraud Control - Microfinance Group - NBFC

- Managing entire RCU activities for the Microfinance group.

- Undertake risk control, Fraud Control(FCU/RCU), Investigations & Field Verifications activities in the allocated area.

- Understanding of company policies and adhere for maintaining quality portfolio as per the process

- Conduct periodic branch process review of allocated branches under the supervision of Head RCU.

- Pre-disbursement sample verification for checking the authenticity of documents

- Post-disbursement sample checking through borrower visit

- Visit EDA / non-starter cases to ascertain facts

- Close observation of field practices in business/collection/repossession/sale in order to enable detection of irregular transactions, if any

- Maintain good liaison with stakeholders to obtain relevant information

- Monitoring RCU agencies.

- Conducting field Investigation of Fraud identified cases

- Co-ordinate with the location teams for any FCU related issues like fraud rackets, internal frauds, investigation of linked locations, etc.

- Managing Fraud Control and Risk Management for all products by understanding the emerging fraud patterns and developing the fraud management system based on valid triggers.

- Ensuring that the risk of various processes being outsourced to DSAs & CPAs is mitigated.

Requisites:

- Max 1975 Born, TAMIL language is MUST.

- Micro Finance or Unsecured BL experience Must in his current role.