Zonal Head - Retail Banking

Responsibility:-

- Would be managing a network of 150+ branches in the zone along with a team of RH/RSM/BM

- Handling & owing the complete range of banking products the banks has to offer.

- Would be looking after the complete branch banking function for Maharashtra & Gujarat zone.

- Driving the business through regional team of Maharashtra & Gujarat zone

- Assess, analyse, define, recommend implement and follow up market intelligence, and marketing plans in order to meet retail banking strategic objectives

- Responsible for team building/management, new business acquisition, over all relationship management, management of portfolio quality & entire ownership of banking products & building portfolio in the geography.

- Monitoring health of existing portfolio to minimize the revenue slippage.

- Implementing appropriate & innovative business strategies with a view to penetrate new business segments & also to expand existing ones, for consistent business growth & market share.

- Should be able to develop business strategies, understand market opportunities, competition and create the value proposition

- Should be able to develop and implement cross-selling strategies and understand customer needs

- Should have strong capability in driving processes that are compliant and customer focused

Desired Profile:

- Excellent communication skills and prior experience of min. 15 years in a fast paced retail banking environment is a must.

- Should have a proven man management record by way of handling bigger teams.

- Should be handling a bigger region or cluster of branches in the current role.

- Should have previously worked as at least either Regional Head or Cluster Head managing a bigger network of branches.

- Should have a proven track record in terms of delivering business no.'s.