Zonal Credit Manager - LAP - NBFC

- Underwrite and approve LAP Cases for respective geography and mapped relationship teams as per the delegation.

- Monitor and manage the portfolio credit quality, compliance scorecard and EWS.

- Responsible for all credit related client engagement, Deviation approvals and Loan documentation validation support.

- Building a superior credit and industry expertise within the mapped relationship team.

- Contribute to various Credit / Risk initiatives at the Risk steering committee of the organization.

- Responsible for appraising & assessing risks for loans under the LAP

- Finalizing local policies in the respective market and setting up processes for quality underwriting

- Risk Analytics and key policy making

- Analyze financials & ratios.

- Apprise proposal to higher authority with merits, demerits & risk involvement after personal visit.

- Communicate with operation to resolve disbursal issue.

- Maintain TAT as per the norms.

- Dealing the CAD for each subordinate