VP - Relationship Manager - Financial Institution Group - BFS

- Source new customers to generate revenue for fund Based and non-fund based products and increase customer base.

- Strengthen relationship with existing customer base so as to generate sustained business and identify opportunities for cross sell.

- Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality.

- Ensure implementation of due processes, guidelines and Bank's code of conduct in all transactions, sanctions, disbursals and post disbursal activities.

- Review daily/periodic reports with a view to identify business opportunities, act upon early warning signals highlighted by the central teams, implement exit plan for stress accounts.

- Provide feedback to Risk Management/ Product Policy/Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy.

- Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products.

- Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the GoI/ GoM initiatives by critically analyzing the cost benefit to the bank.

- Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS) across given portfolio.

- Ensure throughput of CDBT & GST taxes from given portfolio and assist the Nodal officer as and when required.

- Review existing portfolio and constantly updating of Re KYC, PAN nos & Covenant compliance as per the Banking standards.