VP - Portfolio Risk Management - PL Cross Sell Lending

Hiring for Financial Organisation

Base: Mumbai

CTC: 35 lacs

Grade available: VP

Job Description :

- Framing credit policies, procedures and implementation for existing product portfolio and new product development (Personal loan cross sell to existing asset and liability customers of the organisation).

- Independently manage the risk in cross sell portfolio and drive bounce rates, delinquencies and NCL targets.

- Managing the overall risk metrics for the organization. Ensuring that the portfolio health is maintained within acceptable risk parameters. Interact with various stakeholders in the bank to drive the same.

- Provide thought-leadership on improving customer-acquisition strategies, developing statistical credit models

- Business enablement through new policies, test programs, champion challengers & products.

- Exposure to BRD (Business Rule Development) and BRE (Business Rule Engine) for enhancing system capabilities.

- Ensure all regulatory/internal compliance requirements are fulfilled w.r.t. risk policies, procedures and controls.

Skillsets Required :

- Experience in credit risk management for retail products

- Ability to independently lead the team and manage the stakeholders

- Ability to assimilate information and data quickly, make informed decisions,

- Ability to understand data models and exposure to analytical tools