VP/Deputy Head - Credit Audit - Loan Review Mechanism

VP/Deputy Head - Credit Audit - LRM

1. Conducting Credit Audit of Borrower Accounts in line with guidelines given by Reserve Bank of India on Loan Review Mechanism (LRM).

2. Reviewing credit risk in sourcing, appraisal, sanctioning, documentation, disbursement and post disbursement follow up of given accounts and suggesting areas of improvement wherever required.

3. Participate in audits of various Businesses with particular emphasis on Account / Process Audits

4. Conduct 360-degree review of loan assets to assess the asset quality and identify the early warning signals, if any, and advise opinion and actionable in a crisp analysis write up memos.

5. Continuous monitoring of assigned portfolio, following trends in related industries and impact thereof on loan-assets

6. Review of End to End Process with specific attention to completeness and adequacy of business process.

7. Team handling role.