VP/AVP - Product Management - Payments/API/UPI/Credit Cards) - Bank

Roles and Responsibilities:

- To strategies, develop, own, enhance and manage collections and payments part of UPI suite to be offered to corporate clients. Drive customer acquisition via bank teams/ channels and via partnerships and manage end-to-end customer life cycle on the payments and collection products.

- Managing P&L, product performance, retention of portfolio, to deliver innovative & profitable business models. Leading Fintech accelerator for the bank. Working on innovative models for sponsorship opportunities to generate revenue for the organization.

- Collaborate with external partners (NPCI, Tech Service Providers, Fintech etc) and internal teams (SDG, IT, Ops, Compliance, Legal, Risk etc) for effective & secure solutioning for speedy go-live.

- Manage entire product lifecycle from ideation, planning, vendor identification, co-creation with vendor / IT, go-live and future enhancements by working with a cross-functional team - IT, compliance, business, security, legal, finance etc.

- Evaluate, negotiate commercials and finalize potential partnerships / partnership models from the third party tie-ups for possible integrations so as to build a business-line to grow the books in-organically through these tie-ups

- Benchmark competitive experiences, analyze business growth and customer behaviour to define & implement a roadmap of improvements that ensure leadership in each of its categories.

- Build relationships with incubators, accelerators, academia, service suppliers, professional services firms, start-ups, venture capitalists, regulators and government institutions within the industry