Vice President - Portfolio Risk Management - Bank

Industry - Financial Services

Skills - Financial Services, Banking, Risk, Operational Risk, Early warning

Job Type - Permanent

Job Description - Monitoring and mitigating credit risk on bank portfolio across different verticals and segments

Client Details

Our client is one of the leading domestic bank with significant presence across retail and wholesale banking.

Description

Reporting to the Risk Head, you will be responsible for:

- Driving early warning signals for the bank, across all verticals including wholesale banking, SME & MSME segment, Retail Banking, rural banking and Liability products.

- Driving NPA module, Identify NPA accounts of the bank in lines with IRAC Norms, Identify all sort of SMA accounts and report to all the stake holders.

- Conducting portfolio reviews, identifying areas of concern and facilitating discussion with stakeholders & formation of action plan.

- Regular monitoring of the account behavior of borrowers, through a mix of automated and manual tracking.

- Analysis of various early warning triggers to identify potential deterioration of the credit quality

- Monitoring and reviewing existing early warning triggers and developing new customer level early warning triggers, monitoring macro triggers, industry level trigger and feeding relevant information to the end users and to the Top management, identifying performance deficient relationships, maintaining watch list, monitoring list as per defined process.

- Interacting with the Business and Risk teams for providing updates on the triggers and finalizing of action plans and watch list accounts

- Reporting of the early warning accounts and portfolio trends and Management reporting.

Profile

You will be a qualified CA/MBA with 10-12 years of post-qualification experience and deep knowledge of banking product suite, specifically, asset & treasury products to manage exposure reporting of the bank. You should also have in-depth knowledge on IRAC norms and asset classification including provision norms for substandard assets.

You will be well versed with automation of Internal reports in excel by use of Macros/VBA along with working experience in Bank applications (CBS, LMS & LOS)

Strong analytical skills, expertise in using analytical tools and being well conversant with various internal/External reporting to Senior & Top Management and external/regulatory reporting are the characteristics that will differentiate the successful candidate.

Job Offer

1. You will be part of a leading domestic bank working closely with the leadership team

2. Best in class compensation + bonus

To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Kshitij Patil on +91 (0) 22 4236 3324

Contact - Kshitij Patil -

The Apply Button will redirect you to website. Please apply there as well.