Vice President - Mortgage Underwriting - BFSI

- Individuals may work directly with Mortgage Advisory, Bankers, Vendors, internal/external partners throughout the Mortgage Origination cycle supported functions.

Key Expectations

- Candidate should have a good understanding of Mortgage Underwriting process

- Thorough understanding of all stages of mortgage originations life cycle

- Proficiency in analysis of Financial Documents.

- Balance Sheet, Personal Financial Statements, Income Documents etc.

- Working knowledge of major US Mortgage Regulations

- Must have driven CHANGE Projects successfully.

- Experience on RPA, Alteryx, Python and R is an added plus

- Performing feasibility reviews - Work closely with business to understand and guide on the best possible Automation tool solution.

- Scripts and delivers projects in the agreed timelines.

- Regular updates on the progress of the projects assigned.

- Prepare program-level presentations to develop and maintain strong partnerships with relevant business teams

- Identify opportunities to improve the way Intelligent Automation is managed and governed

- Assisting in the execution of other governance and management routines for special projects

Key Performance Areas

- Ensure all process level SLAs with regards to Productivity, Accuracy, Turn Times, Staffing, etc. are met & improved on consistent basis.

- Partners with multiple stakeholders (Mortgage Advisory, Processing team, Credit Risk Management, Vendor Management, Technology, Change Management, and Training etc.) across mortgage operations.

- Collaborate across functions to drive continuous process improvement agenda through technical enhancements, removal of wastages & non value adds in the process.

- Perform periodic risk and controls analysis with the team for process risk valuation and closure of action items within timelines.

- Highly developed verbal and written communication skills as well as excellent teamwork with internal employees and external customers/business partners

- Resolve difficult and challenging problems by identifying potential or innovative solutions, determine documentation deficiencies within review and communicate findings with clarity

Qualifications

- Bachelor's degree in Commerce or Science

- Post Graduate degree in Finance or Accounting

- MBA (Finance), CPA/CFA degree is preferred

- 10+ years of Mortgage experience; in US mortgage loan origination

- Must have had exposure to production management, work allocation, prioritization, exception handling, and process documentation

- Ability to act independently and work in a fast paced, high production environment while meeting or exceeding agreed upon targets for volume, timing and quality.

- Time Management, flexibility and adaptability to changes

- Must have a strong commitment to customer service and teamwork to contribute to high-performing teams

- Coordination and team work (Internal and across teams