Vice President/Head - Unsecured Risk - Retail Assets - Bank (9-18 yrs)
Given below the position details with a Leading Bank. Location - BKC Mumbai
Job Title: Unsecured Risk Head-Retail
Business Unit: Risk
Function: Retail Risk
Sub Function: Retail Policy Risk
Job Description :
- Responsible for review and approval of credit policies for various Retail Unsecured products.
- Review and monitoring of Application score cards / Risk models for the entire Unsecured retail asset products of the bank
- Keeping a close watch on portfolio and initiate necessary action as and when required.
- Tracking macroeconomic developments and assessing probable impact on portfolio and initiate actions as and when required
- Develop and early warning risk signals mechanism to have early triggers in plface
- Managing Regulatory, Statutory and internal audits
- Managing various Board policies, their renewal and governance
- Guidance to business teams to align business processes with overall bank strategies
An Ideal Candidate should possess:
- Managed risk (Under writing/ policy) for Unsecured retail asset products of a bank.
- Good Analytical Skills
- Good Communication skills