Vice President - Credit Risk - Wealth Management - BFSI

Vice President - Credit Risk (Wealth Management)

Important :

- Shift Timings: 5:30 pm - 2:30 am or 6:30 pm - 3:30 am

- People having exp. in Mortgage please don't apply.

Job Details :

The GWM Centralized Lending Team (CLT) is a center of excellence designed to handle a high volume of lower risk credit transactions including Advised Lines of Credit, Asset Account Lines of Credit (AALOCs), Term Loans, and Letters of Credit all fully secured by high quality marketable securities with standard loan documentation. CLT promises two day turnaround on credit approval and sending out loan documentation. The CLT Analyst works with a CLT Lender to deliver quality analytical results within credit and regulatory policies and deliver outstanding service to our clients.

Key Responsibilities :

Facility / Transaction Processing :

- Ensure the team performs the following functions

- Track clients due for annual review and initiate preparation with lender.

- Manage annual review volume to ensure risk grading and client experience is not negatively impacted.

- Assist CLT Lender in determining specific collateral value of marketable securities.

- Prepare credit write-ups and documentation for fully secured credit facilities.

- Build, implement and maintain appropriate risk and control measures

Partnership Teams :

- Respond in a timely manner to Lender, Banker, Client Service and Capital Advisor inquiries.

- Work closely with Quality Assurance (QA) partners to address and remediate findings in a timely manner.

- Participate on special initiatives in response to emerging credit, market and technology events.

- Enhance partnerships to achieve process improvements between team members, market partners and service groups.

Key competencies :

- Leadership - Leads by example and is an effective role model (e.g. takes the lead and actions reflect an appropriate level of independence; demonstrates the ability to initiate and effect change and continuous improvement, contributes significantly to the on-going development of people.

- Thinking Strategically - Be able to drive positive changes, promote ownership and demonstrate "My business Mentality".

- Manages Relationships through inclusive and is able to actively manage stake holders and demonstrate collaborative team work.

- Communication - Is organized, clear and confident in written and oral communications. Actively engages in discussions offering expertise, opinions, advice and is able to communicate incisively at all levels.

- People management : Manages his teams through active engagement and develops key talent. Must be able to flex his/ her style to get the best out of the people

- Teamwork - Creates and/or contributes to an environment of collaboration and mutual responsibility (e.g. effectively influences others to gain cooperation and address issues; initiates and is responsive to requests from other products, regions, etc.)

- Should be creative and innovative; challenges status quo; generates strategic advice/product/client solutions

- Have a track record of formulating innovative ideas and gaining buy-in from senior management in addition to a track record of execution/delivery/process improvement/leadership in a challenging environment

Qualifications and experience :

- Ability to multi-task and re prioritize work and demands throughout the day.

- Demonstrates attention to details and accuracy in approach.

- Excellent relationship building skills.

- Strong analytical skills, including financial analysis.

- Proficiency in Excel, Word and PowerPoint.

- Interest in structuring credit transactions.

- Ability to interact effectively with internal stakeholders.

- Ability to learn about financial derivatives, investments and wealth advisory capabilities.

- Excellent communication and interpersonal skills.

- Ability to complete projects with limited supervision.

- Bachelor's degree in finance or related field.

- Minimum GPA of 3.2 or equivalent experience.

- Credit Risk Infrastructure tool and application (LOS, ARC, WS, CC, EN, SRGT, SELM, etc.) experience is a plus.

- Minimum 10-15 years of work experience

- Any additional professional degree will be an added advantage.

- Ability to perform in a fast paced environment and handle multiple tasks through effective prioritization.

Candidates with desired experience please connect with me @ +91-9701014165 (Mon-Fri -9:30 am - 5:00 pm)