Vice President - Credit Risk Strategy/Risk Policy - SAS/SQL - KPO/Research

Responsibilities :

1. Provide leadership in the management and efficient delivery against requirements set forth by internal Risk oversight group as well as external regulators on non-scoring model validation, documentation and governance.

2. Driving adoption of best practices and dissemination of group risk policies and procedure to different portfolio risk teams with specific focus on segmentation models.

3. Work closely with the credit risk policy teams in any of the following areas - authorizations, underwriting, existing customer management, collections & fraud to develop best in class segmentation / non- scoring models and help validate & document the models.

4. Ongoing management and validation of segmentation / non-scoring models across portfolios and credit lifecycle.

5. Ongoing dialogue with portfolio risk teams to drive adoption of best practices around segmentation models.

6. Ensure efficient and quality delivery against requirements set forth by risk oversight team and regulators.

Skills required :

1. Significant Credit cards risk policy and portfolio management experience is a must.

2. Experienced in developing, implementing and monitoring credit strategies across authorizations, underwriting, existing customer management and collections.

3. Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.