- To evaluate lending proposals for Indian NBFI and Corporates and approve or recommend such proposals to Senior Credit Risk Managers as per DOA
- Ensure that proposals received are as per approved Target Market - Risk Acceptance Criteria (TM-RAC) and deviations thereof have been highlighted by Business Unit.
- Vetting of Credit Proposals in terms of Bank's internal Credit Risk policies guidelines and Risk Analysis.
- Taking strategic initiatives for reinforcing Risk Management Frameworks
- Handling Credit Risk Management functions
- Risk Management for the specified people for the specified region (comprising of corporate, & institutional banking.
- Directly responsible for evaluating risk across all credit proposals of all corporate groups across industries, structured finance and financial institution group.
- Continously review and monitor risks for the entire portfolio and report the same to seniors
- Review if there are any credit limit excesses and assess if provisions are up to date and also assess if all credit exposures are covered.
- Active monitoring of portfolio assists in restructuring and recovery efforts wherever required.
- Client interaction as per needs
Educational Qualifications & Experience Requirement :
Qualifications : MBA from Premier Institutes/CA
Experience : 12-15 Years experience
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