Head - Credit
Roles & Responsibilities:
This role will focus on designing and building the risk and underwriting framework for the most innovative lending platform in India.
The candidate will be responsible for :
- Setting the vision and strategy for the credit and risk function working in collaboration with the senior leadership team
- Creation of the risk and underwriting policies, infrastructure, development and implementation of underwriting models, risk decision strategies and fraud detection
- Analyzing and reporting risk information to senior management and the Board
- Analyzing and interpreting the impact of credit and risk strategies while working under broader corporate goals
- Management of full-life-cycle and straddle credit-and non-credit functions (initially)
Candidate Requirement :
- Rich experience in managing and driving Credit and Risk function encompassing predominantly Retail Credit and Risk with Banks, NBFC's or Fin Tech Companies
- Deep knowledge of scorecards, credit policies and risk management in both unsecured
- Experience in validating and implementing risk models and strategies
- Exposure to analytics would be an added advantage
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