Vice President - Credit Card Risk

The position is responsible to manage the risk for the Cards portfolio.

- Position is responsible for Risk Analysis and creation of creation policies on existing credit card customers of the bank.

- Manage the credit policy team and manage relationship with stakeholders; ensure losses are within operating budget and portfolio quality is within the risk appetite

- Lead risk management initiatives for existing credit card customers.

- Engage with internal stakeholders - like business, analytics, credit, collections for development and implementation of credit policies; engage with external stakeholders - like partners, credit bureaus, fintechs, etc.

- Lead Cross Functional strategic projects to reduce losses and grow good book. Hands on involvement in cards system related projects.

Essential MBA/Post Graduate

- Preferred Post Graduate in Statistics/MBA from Tier-1 schools

Experience

- Essential Minimum 10 years of relevant experience

- Preferred Credit Card risk management exposure is preferred

- Data analytics acumen is essential; ability to analyse multivariate data

- Working knowledge of SAS, SPSS Modeller, R, Python is preferred

- Knowledge of risk models, scorecards, segmentation

- Knowledge of credit cards systems (Vision+, Triad, SFDC, Finone, etc.) preferred