Vice President - Credit Analysis - BFSI

The role is with a leading MNC Bank with strong presence In India.

Candidate Specifications:

Qualified MBA/PGDM/CA/CFA from a reputed institute with relevant experience

- Must have exposure to credit rating, credit report, financial modeling, client interaction, international client projects, worked with large conglomerates

Job Description:

- Conducting detailed analysis of loan opportunities across various sectors in different geographies

- Developing a detailed financial model comprising transaction details, financial statement analysis, projections, credit metrics, amongst others

- Conducting sensitivity analysis on projections - for stress testing on loans for serviceability

- Identifying deal specific covenants which can act as early warning signals while monitoring loans

- Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment

- Detailed industry/market studies to understand the operating environment of the borrower

- Monitoring borrower performance on an ongoing basis and producing periodic review reports, including annual reviews

- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.