Unit Head - Retail Asset Operations - Bank

Please find the JD for Job description for Retail asset operations -Unit head - HDFC Bank for Hisar Location.

Possess minimum 5-7 years total experience in Operations with atleast 3-5 years particularly in Retail Asset Operations

- Handling all secured and unsecured loans for the Disbursements.

- Handling wholesale banking operations.

The candidate is expected to help setting up the Retail Asset Operations by working closely with all stakeholders. This involves:

Drafting a blueprint for setting up of Retail Asset Operations and defining the process for:

Documentation Requirement across products

Data Entry, Validation and Disbursement across Systems

Processes to deal with Distribution Channel of the Bank

Query Management across Distribution Channel

Processes to check mi-selling across the bank.

Processes to update branches on new processes, procedures.

Ensure Comprehensive Documentation, Storage, safekeeping of files.

Underwriting Checks & Controls across products

PDC Safekeeping, ECS Registration & Triggering Collections across Products

Processes associated with maturity, ceasing, seizure and disposal of assets.

Interactions with Consumer Banking focused on improving the control environment and improving on TAT's.

Contribute to drafting policies for regular monitoring and reviewing existing systems and procedures and design internal controls /quality audit checks for various processes.

During the setup stage of the bank, create processes in line with the overall organizations objective by regular interactions with business and allied functions.

Ensuring that the Operations are run at a level of Cost, Accuracy, Efficiency, Customer Delight in line with Organizational Objectives.

Develop a BCP / DR Framework and continuously improve upon it.

Ability to look at obstacles / problems as challenges and develop innovative solutions.

Salary would be negotiable.

Nitika Kashyap
IRIS CORPORATIONS PVT. SOLUTIONS LTD.
Consultant