Unit Head - Priority Sector/Compliance/Portfolio Management Unit - Bank

A Leading Private Bank in Mumbai is looking out for a Unit Head - Priority sector Unit, Compliance Unit and portfolio Management Unit to be based at Mumbai.

The ideal candidate should have 15-20 years experience of which at least 10 years of experience in Operations function of a bank or a non banking finance company.

- Should have thorough knowledge of all Banking Products, particularly Loan Products including Installment, Securitsation, RBI / SEBI regulations

- Should have had exposure to Quality function

- Comprehensive understanding of all procedures and policies relating to operations functions.

- Thorough understanding of the business drivers, especially the impact of risk management on the business profitability.

- Strategic structured thought process - to build strategies & implement them as per plan.

- Thorough knowledge of operations management metrics.

- Proven project management skills.

PRIMARY RESPONSIBILITIES

1. Understanding of PSL guidelines issued by RBI and implementation of the same in retail advances classification.

2. Process Review and preparation of the reports for identified gaps and solutions for the same

3. System requirements and follow up with IT team for implementation and testing

4. Data reconciliation for ensuring correct & complete updation of PSL categories in core system.

5. Ensuring 100% file checking by external vendor and psl classification for the same.

6. Helping other teams to achieve PSL targets

7. PSL related MIS Management:

8. Quality checking

9. PSL health checks

10. Understanding and ensuring all compliance requirement

11. Handling critical compliance projects

12. Implementation of new circulars across operations verticals.

13. Sharing of Annexure II to other banks

14. RBI Audit & Statutory Reporting

15. Process reviews for reporting

16. Automation project for all compliance related reporting the information capturing.

17. SOX/Internal/ Statutory Audits

18. Accounts - FinnOne Product Opening & Branch Opening, related master maintenance a

19. Portfolio Reconciliation

20. Gls Monitoring

21. Time & Motion Study & Staff Budgeting for Retail Asset Operations

22. System controls & Enhancements.

23. Trainings to Sales / Credits and resolution of branch queries.