Udaan - Underwriter

Roles and Responsibilities:

- Deciding trade credit for buyers (lending amount & period)

- Responsible completion of timely credit appraisals

- Adhering to strict TAT for underwriting files

- Maintaining quality of underwriting as per SOP

- Recommending deviation cases to the higher level or approving authority as per delegation matrix

- Vendor Management

KRAs:

- Delinquency Management Maintain lower NPAs

- TAT Management Strict TAT to be maintained for underwriting files

- Managing Quality of Processing to maintain quality of underwriting adhering to SOP

- Vendor Management coordinate with vendors for getting various verification done for customers

Candidate Profile:

- Qualification: CA/MBA Finance/B. Com

- Must have a minimum 1 - 3 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred

- Thorough understanding of SME Financing and Credit processes

- Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement

- Eye for detail/Diligent Personality