Transaction Manager/Relationship Manager - Credit Appraisal - NBFC

Experience Required-4-10 Years

Location-Hyderabad

Credit Appraisal and Due diligence :

- Execute a transaction by carrying out a detailed appraisal and due diligence of the project/proposal (Technical/Financial/Legal/Regulatory etc) and prepare a customized Appraisal Note on case by case basis (across sectors), convince Risk (by identifying the Risk and the respective mitigations pertaining to the proposal) and Legal team and make a convincing pitch of the proposal to the Top Management and the Investment and Credit Committee.

- Considering the long time horizon of infrastructure projects (>30 years) and long tenure of infrastructure facilities (>15 years), should have capability to understand long sectoral trends and structure the transactions accordingly under the guidance of Senior Manager and above.

- The process includes steps such as Promoter Analysis, Reference Check of Borrower / Promoter / Sponsor, Market Research & Sector Analysis, Regulatory Risk analysis, Financial Modeling and Analysis, Contract Evaluation, Development of Risk & Mitigation Matrix, SWOT analysis, Term sheet preparation and support in negotiation and Recommendation and Presentation of proposal to Investment Committee

Closure of Financing document :

- To work on the draft legal/commercial/contractual document independently and participate in negotiation with the client, Owner's Legal Counsel and internal legal department under the supervision and guidance of Senior Manager for successful closure of the legal documents.

- Post sanction of the proposal and issue of Sanction Letter, Coordinate and close transactions & related documents with Internal department such as Legal, Risk, Compliance, Accounts and external entities such as banks, legal counsel, and clients by performing following responsibilities:

1. Preparation, Discussion, and Closure of Transaction/Finance Document

2. Appointment of Lenders Consultant (Lenders Engineer, Lenders Insurance Agent, Lenders Legal Counsel) for Evaluation of Project document etc. and Checking of Insurance Policy

- MBA/CA with experience preferably in Finance Sector

- In-depth understanding of Project Finance concepts, Public private Partnership (PPP) model and associated risks

- Ability to prepare Financial Model

- Basic Sector knowledge in key infrastructure sectors (Power - Generation and T&D, Roads, Ports, Telecom, Construction, Urban Infrastructure)

- Basic understanding of key Acts/Regulations/Order

- Basic understanding of legal aspects in banking