Position Title : Credit Analyst
Job Category : Finance
Business Area : Oil
Employment Type : Full-Time
Country : East Africa Cluster (+ Mozambique, DRC(Katanga), Zimbabwe, Malawi and Zambia)
Department : Puma Finance
Contract Type : Permanent
Location : Mumbai - India.
Company :
Puma Energy Ltd.
Department :
Puma Finance - Africa
Main Purpose :
Analysing,Manage and reporting on all Accounts Receivable matters
Knowledge, Skills and Abilities :
- Degree Educated or equivalent
- Business orientated with experience in the Oil Downstream industry is a plus
- Minimum 3 years- experience as a credit analyst
- Good verbal and written communication skills with the ability to articulate complex information
- Microsoft Office proficient
- Self-starter
- Ability to multitask
Key Responsibilities :
Credit Risk Analysis :
- Analyse credit data and financial statements to determine the degree of risk involved in extending credit to clients and submit recommendation to the members of the Credit committee.
- Management of Master Data
- Production, analysis and distribution of Credit information within their area.
- Follow-up debt sent to collecting agencies and legal department and to escalate where appropriate.
- Consult with customers to resolve complaints and verify financial and credit transactions in line with the country and the region.
- Prepare reports as required, for the C&C committee meetings.
- Weekly flash
- Collection forecast
- Monthly report
- Weekly affiliate credit report
- Credit limit review usage review
- Credit limit vs sales review
- Manage credit blocked accounts and the following up of delinquent debt and to arrange collection of payments from customers, as well as the coordination to ensure that all unresolved/unpaid debts and credits on a customer's accounts receivable are worked to conclusion with payment or internal adjustments regardless of how these items occur.
- Review the bad debt calculations
- Review overall rejected transactions
- Review unallocated cash
- Safekeeping of customer records (KYC, RD cheques, Customer history, guarantees, contracts etc)
Key Relationships :
- Credit manager
- AR clerk
- Chief accountant
- Finance manager
- Global Credit Manager
- Regional Manager
Reporting Structure :
- Credit Manager in Mumbai
Equal Opportunity Employer :
We are an Equal Opportunity Employer and take pride in a diverse workforce. We do not discriminate in recruitment, hiring, training, promotion or other employment practices for reasons of race, colour, religion, gender, sexual orientation, national origin, age, marital or veteran status, medical condition or handicap, disability, or any other legally protected status.
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