Torus Wealth - Branch Credit Manager

Branch Credit Manager (BCM)

Position : Branch Credit Manager (Loan Against property and Home Finance)

Location : Mumbai/Surat/Rajkot/Ahmedabad/Pune

Specific Activities :

- End to end credit appraisal of the case

- Preparing CAM, Co-ordinating with the external credit Agency for LIP/NIP and other such loans

- Personal Visit to clients for credit interview and explaining the loan eligibility

- Co ordinating with various agencies viz. FI/RCU/Legal and technical

- Coordinating with the Principal Bank for loan approval and communicating to client

- Getting the required documents for disbursement (KYC/Legal/Technical)

- Communication with the client for disbursement

Responsibilities :

- TAT

- Infant Delinquency

- Process adherence

- Training to the sales teams/DSAs/Coordinators

Skill Set/Experience:

- Should have worked with bank/HFC at least for 3-5 years and should have a complete understanding of the housing finance business including credit/legal/technical

- Understanding of the local markets/acceptability of the property to be taken as security

- Good communication skills and ability to communicate in local language

- Conversant with LOS/LMS

Qualifications: Post graduate