TORQ - AM/Manager - Cargo Insurance

- Marine Cargo Insurance expertise

- Assist in verifying policy limits, deductibles, locations, exclusions, and endorsements.

- Investigate each claim and evaluate coverage, liability and damages.

- Review coverage matters, analyses, and determinations.

- Ensure that claims are analyzed for coverage, documentation and are adjusted and paid properly within company guidelines.

- Evaluate coverage and liability.

- Analyze claim loss and expense exposure and ensures that all assigned claims are properly and timely reserved.

- Develop and pursue actions that are designed to protect the insured and achieve optimal claim outcomes.

- Design and implement an overall risk management process for the organization, which includes an analysis of the financial impact on the company when risks occur

- Assess and evaluate risks that affect the company and ensure risks are property addressed and mitigated

- Report claims to the carriers, gather information from internal customers, provide documentation for the claim, present estimates, respond to legal proceedings, etc.

- Understand the level of risk the company is willing to accept and ensure insurance programs are consistent with the risk tolerance

- Create and communicate business continuity plans to limit risks

- Maintain records of insurance policies and claims

- Oversee claims management, including General Liability, Property, Marine Cargo, Employers Liability, Auto, and credit

- Develop policies and procedures and provides training and educational materials to enhance risk awareness with management and employees

- Provide technical advice on insurance related matters, loss prevention and other risk management issues.