Team Member - Portfolio Management & Credit Monitoring - Investment Bank

Main Responsibilities :

- Loans & Advances portfolio consists of Corporate Real Estate book (CRE), & Corporate Structured Product book (CSP)

Key responsibilities would include oversight of team for :

- CRE : collection & analysis of monthly data of real estate projects funded (i.e. sales & collection data, cost, escrow flows, project progress tracking, charge creation tracking, NOC, sight visits, EWS, compliances, etc).

- CSP : ensuring compliance of critical sanction terms & conditions of the loans, testing various covenants related financials, security and legal, tracking put/call and other events etc.

The objectives of the above activates are :

- Highlighting/escalating deviations through exception reports

- Providing Early Warning Signals (EWS) and implementing corrective actions

- Preparing & presenting monthly/quarterly monitoring reports to show overall health of the portfolio to the management

Additional Responsibilities :

- Building & maintaining cordial relationship with functional staff of clients as well as in house team

- Extracting market, economy, research and other information relevant to business and storing the same in a well-structured manner to build a strong information resource

- Maintaining various kinds of required MIS

- Resolution/Troubleshooting of special situation loan accounts

Job Requirement :

- Years of experience 6 - 10 years of relevant experience

Qualification : CA /MBA Finance from reputed institutes

Functional skill set :

- Eye for details and analytical approach

- Service orientated and approachable

- Computer Savvy -Word, Excel, Access & Power point is required to develop/manage databases

- Knowledge of Technology will be added advantage in automation of monitoring activities and data base