Team Member - Analytics & Modelling - Unsecured Asset Portfolio

Education / Preferred Qualifications

Post Graduate in Statistics / Economics

Job Purpose

Leveraging analytics to grow the Unsecured Asset Portfolio profitably

Key Accountability

1. To support BAU running of the Unsecured Assets business

2. To generate business insights from data through detailed analysis

3. To be part of Product UATs and LVs

4. To look for opportunities to grow the Unsecured Asset business

Job Duties & responsibilities

1. Responsible for building Propensity Models across Deepening, X-Sell and Retention stages for Unsecured Products

2. Model scoring on a periodic basis and recalibration as and when required

3. Install Recommendation Engine for Unsecured Products Journey (CLCM)

4. Portfolio and Product Analytics for Unsecured Loans and Credit Cards

5. Partner closely with business teams to understand the business objectives and responsible for Descriptive, Predictive and Prescriptive analytics to solve the business problem

6. Project Management and project tracking of the deliverables

7. Leveraging opportunities to grow the UL business by identifying new segments within the existing digibank base as well as NTB segment (helping assess partnerships and open market segments jointly with business)

8. Working on analytics to support the Credit Card launch as well as optimizing the unsecured loans/cards approach and mix

Core Competencies

1. Marketing Analytics and Modelling experience

2. Very Good Business Knowledge on Unsecured Products - PL and CC

3. Excellent problem-solving skills

4. Knowledge and expertise in statistical concepts

5. Good communication skills and strong ability to work effectively in a team environment

6. A positive, enthusiastic, committed and - can do- approach

7. Excellent MS Excel skills