Team Leader/Senior Credit Analyst - NBFC

Team Leader/Senior Credit Analyst - NBFC

Looking to induct assertive, self-motivating & dynamic Professionals, having 10-12 years of Experience of working as a Credit Analyst.

Credit Analyst working in NBFCs/Banks

- Preferable areas of experience in Capital Markets and Structured Finance/Wholesale Banking.

Key Responsibilities:

- Preparation of credit proposal - analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.

- Responsible for ensuring work quality of the team.

- Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.

- Periodic Monitoring & Review of the exposures.

- Tracking the security performance, news updates, industry news, the promoters and the like.

- Adhering to the RBI regulations & internal policies.

- Maintaining various Policies, Data and MIS.

- Collect and analyze financial data using online and other data sources such as annual reports, Capitaline, Bloomberg etc.

- Manage ad-hoc analytical research requests.

- Help prepare and maintain industry data. Track Macro/micro economic data.

- Track company operating metrics based on relevance in different sectors/companies.

Key Requirements:

Essentials Skills:

- Detail oriented, Analytical, Good Communication skills

- Desirables Skills: Multitasking & working Independently, Local Linguistic Knowledge, good interpersonal skills.