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17/09 Nitin
Consultant at Michael Page

Views:11522 Applications:378 Rec. Actions:Recruiter Actions:27

Team Lead - Credit Risk - Unsecured Loan - Banking (10-15 yrs)

Mumbai Job Code: 744498

Team Lead Risk - Unsecured Loans

- Creating Credit related Policies/Underwriting Policies for the entire portfolio of unsecured loans.

- Design various credit products for unsecured loans and stress test them for the current market scenario.

- Must have a deep understanding of the retail credit portfolio and have experience in the same profile.

- Ensure processing of Unsecured Loans applications as per the policy parameters set by the NBFC.

- Ensuring that the controls and checks are followed as per the defined process.

- Ensuring high underwriting quality and processing efficiency.

- Implementation of defined processes and strategies to automate the credit underwriting.

- Interacting with sales and risk and providing feedback on the quality of applications sourced.

- Automating the existing processes to improve productivity and TAT.

A Successful Candidate to have :

- Minimum Educational qualification should be an MBA or a CA.

- Experience of over 10 years in banking in unsecured loans, Risk etc.

- Demonstrated high performance in the role of retail risk.

Women-friendly workplace:

Maternity and Paternity Benefits

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