Consultant at Michael Page
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Team Lead - Credit Risk - Unsecured Loan - Banking (10-15 yrs)
Team Lead Risk - Unsecured Loans
- Creating Credit related Policies/Underwriting Policies for the entire portfolio of unsecured loans.
- Design various credit products for unsecured loans and stress test them for the current market scenario.
- Must have a deep understanding of the retail credit portfolio and have experience in the same profile.
- Ensure processing of Unsecured Loans applications as per the policy parameters set by the NBFC.
- Ensuring that the controls and checks are followed as per the defined process.
- Ensuring high underwriting quality and processing efficiency.
- Implementation of defined processes and strategies to automate the credit underwriting.
- Interacting with sales and risk and providing feedback on the quality of applications sourced.
- Automating the existing processes to improve productivity and TAT.
A Successful Candidate to have :
- Minimum Educational qualification should be an MBA or a CA.
- Experience of over 10 years in banking in unsecured loans, Risk etc.
- Demonstrated high performance in the role of retail risk.