Responsibilities:
- Identifying and prioritizing business use cases: Work with business heads/product heads to identify and prioritize business problems which can be solved through data analytics. The individual should have knowledge of Business Loan Lending.
- Opportunities identification:Increase the pre-approved/pre-qualified base by mining internal bank customers. Optimise the funnel/waterfall.
- Building the analytics engine: Lead a team of business analytics, who have knowledge of SQL/SAS &/or R/Python and can draw insights from banking transactions and product usage. Experience of having built credit/propensity/classification models individually or jointly with the data science team. Parametrise lending rules.
- Guiding the data scientist:Liaise with data scientist to build predictive or classification models or advanced text mining solutions based on the problem statement
- Business Understanding and Stakeholder Management:Deep understanding of business loan segment and the lending practices. Drive implementation of analytics solutions jointly with business owners.
- Strong Analytical Skills:Expertise in using statistical tools SAS/R/Python. Ability to generate business insights from data
- Engagement with Alternate data/vendors:Ability to work with alternate data vendors to develop models for acquisition or data mining or exploring newer opportunities to identify alerts/triggers/early warning signals.
Additional requirements:
- Education Background: M.Sc. (Stat)/M.Tech Data Science/MBA/ CA Specialization from Tier I or Tier II institutes. Relevant experience of atleast 8 -10 years in the lending space especially in the business loan segment.
- Project-management skills - The individual should be able to direct an analytics initiative from ideation through POC and final implementation
- An entrepreneurial spirit - You should have the enthusiasm, commitment and business savviness to drive the implementation of solutions
- Team Management:Ability to lead and motivate a team of skilled business analytics/data scientists
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