Tata Capital - Credit Manager - Home Equity

Business Vertical : CFAB

Department : Credit ( Home Equity )

Designation : Credit / Manager

Line of Business : Home Equity

Proposed Immediate Superior : Regional Credit Manager

Grade : M2-M3

Key Objective of the Job :

- Position is accountable for Home Equity credit underwriting, including the consistent application of a credit policy and periodic credit reviews of existing customers.

Major Deliverables :

- Underwriting of the Home Equity proposals including Personal discussion with the customer.

- Monitor Credit granting and updating the process.

- End to end TAT monitoring.

- Portfolio Management.

- Vendor Management.

- Provide ongoing training of process to staff, sales team and agencies.

Specialized job competencies :

- Understanding the Home Equity business/Market Knowledge

- Knowledge on Financial ratios.

- Knowledge about policies and processes of Home Equity

Educational Qualification :

- CA /MBA (Finance)

Desired Experience :

- Previous experience in Home Equity credit underwriting.

Other desired attributes :

- Disciplined and sincere

- Eye for details,

- In depths analysis of the proposal.

Location : Lucknow, Kanpur, Agra and Jodhpur