Tata Capital - Credit Manager - Business Loans - Consumer Finance & Advisory Business

Business Vertical : CFAB

Department: Credit ( Business Loans )

Designation: Credit / Manager

Line of Business: Business Loans

Proposed Immediate Superior: Regional Credit Manager

Grade : M1-M2

Location: Delhi

Exp : 2 to 9 yrs

Openings : 2 positions in Delhi

Key Objective of the Job :

- Position is accountable for Business Loans credit underwriting, including the consistent application of a credit policy and periodic credit reviews of existing customers.

Major Deliverables :

- Underwriting of the Business Loans proposals including Personal discussion with the customer.

- Monitor Credit granting and updating the process.

- End to end TAT monitoring.

- Portfolio Management.

- Vendor Management.

- Provide ongoing training of process to staff, sales team and agencies.

Specialized job competencies :

- Understanding the BL business/Market Knowledge

- Knowledge on Financial ratios.

- Knowledge about policies and processes of Business Loans.

Educational Qualification :

- CA /MBA (Finance)

Desired Experience :

- Previous experience in Business Loans credit underwriting.

Other desired attributes :

- Disciplined and sincere

- Eye for details

- In depths analysis of the proposal.

Location : New Delhi

CTC : 6 to 9L