Tata Capital - Area Credit Manager - Leasing Business

Business Vertical : Corporate Finance Division

Department : Credit

Designation : Manager / Senior Manager

Line of Business : Commercial Finance - Leasing

Proposed Immediate Superior : National Credit Manager

Grade : M3 - M4

Key Objective of the Job :

- To Implement & Manage Credit Processes and Credit Underwriting for Commercial Finance - Leasing business

Major Deliverables :

- Appraisal of leasing Proposals

- Monitoring of existing portfolio.

- Preparation of MIS.

- Maintaining Turnaround Time for evaluation & processing of deals

- Vendor management

- Implement and administer Credit Policies for Commercial Finance

- Credit Underwriting

- Maintaining Turnaround Time for evaluation & processing of deals

- Internal customer service - handling of other credit and compliance issues & taking corrective measures, being met with low TAT

- Monitoring delinquency & corrective action - undertake regular interaction with collections / sales to track delinquencies

- Regular Training sessions for Sales / credit Ops / CPA resources /Channel Partners / Filed sales staff on the various product policies & processes to ensure smooth functioning

- Close co-ordination with sales, collection and operations for business growth and portfolio health

Specialized job competencies :

- Collaborative & Co-ordinations Skills

- Analytical Skills

- Self-motivated and customer orientated

- Sound problem solving and decision making skills

- Good communications and interpersonal skills

- Computer literate in MS Office

- Proficient in both spoken and written English

Educational Qualification :

- C.A / CFA / MBA

Desired Experience :

- 4 - 6 years experience in Emerging / Mid Corporate Credit / Risk

Other desired attributes :

- Eye for detail and accuracy in judgement

- Proven ability to analyze and improve work processes and policies.

- Turn around time to be maintained.

Location : Thane

Number of Positions : 1