State Head - Working Capital - Bank

- Takes care of Working Capital Business Loans, sales of assets products like cash credit, Term Loan ,Lc ,BG Vendor Bill Discounting and Inventory funding of market for Telangana and Andhra Pradesh, acquisition has happen to through existing market and open market

- Looking Warehousing- For construction of Warehouse or Against constructed warehouse Lease Rentals, Automobile Dealers (2w, 3w and Commercial vehicles)

- For purchase of stock and pending receivables from financiers, Transportation / Logistics Against Pending Receivables (payments) from their clients

- Currently sourcing working capital proposals from the market, preparing credit reports for approvals.

- Appraising the proposals for recommendation to the approval authorities.

- Had thorough understanding of market for Tamil Nadu had good relation with the clients in all Tamil Nadu

- Resolving credit observations at the time of sanction of proposals.

- Maintain end to end relationship with clients, sourcing to disbursement, servicing, renewals and enhancements Taking care of completion within the due date.

- Ensure Portfolio Health - Resolution of deferrals, audit issues, mortgage, UVR/SS/Insurance.

- Cross sell opportunities in the existing portfolio.

- Overdue management - Timely follow up with all accounts having DPD, visit at customer business to analyse stock position

- Identifying early warning signals and reporting to the management.

- Conducting SWOT analysis for the proposals and making suitable recommendations