State Head - Unsecured Business - NBFC

Company: A leading NBFC of a Top Business Conglomerate

Position: State Head - Unsecured Business

Location: Multiple Location (Tamil Nadu, Andhra Pradesh, Karnataka, Telangana)

Responsibilities:

- As State Head, to Drive the Unsecured Business Retail Product of the Company for Personal Loan and Business Loan.

- Handle activities ranging from identifying client's financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal.

- Creating a pipeline of potential clients and developing a robust business model for the company.

- Ability to structure the facilities as per the client's need and Company's strategy ensuring optimum profitability and sustainability of the business within the regulatory framework.

- Continuously track competition and gather market intelligence to gauge the effect on own business numbers and take corrective actions as and when required.

- Build a high-performance culture by setting high standards of delivery, enabling high performance initiatives and taking required talent actions.

- Be vigilant on NPA / Delinquent cases and limit NPA to defined standards.

- Ensuring 100% compliance to policies and processes and all regulatory matters of RBI and other statutory bodies.

Requirements:

Qualification: MBA / Other Post Graduation.

Experience: Around 11 to 14 years relevant experience in an organization of repute.

Other Attributes:

- Good understanding of the financial markets and the financial products.

- Ability to lead/work in a team environment.

- Excellent verbal and written communication skills.