State Credit Manager - Used Car Loan - NBFC

Key Responsibilities: State Credit Manager-Used Car Loan (UCL)-NBFC-Ludhiana

- Someone with great interpersonal skills as they will be required to supervise & guide the Area Credit team & Credit Processing unit, to ensure seamless processing of the retail loan applications for the state.

- Train the sourcing and processing team to let them manage routine work effectively & to ensure higher productivity.

- Involved with the Channel partners and Vendors to maintain a thriving relationship for smooth functioning of the unit in line with the Business (Involves travelling to key locations)

- Underwriting the loan applications basis, the level of sanctioning authority as defined by the management and maintaining the Audit & Compliance requirement, as per the laid down standards.

- Actively participate in key departmental initiatives and demonstrate a good team player attribute.

- Planning and coordinating with the business and other units to enhance the processes and system.

- Strive for constant innovation and technological advancement in handling the retail credit processing.

- Ensuring that all key MIS are shared regularly with the stakeholders and management -to keep them updated about the product performance on all key points and inventing new MIS through brainstorming sessions for bringing in more meaningful insight for everyone's consumption.

- Maintaining a collaborative approach by enabling right support to business for the allocated state and alongside keep a close watch on the portfolio performance.

Experience: 8 years of relevant industry experience.

Location: Ludhiana, Punjab