HR Executive at V-Konnect Associates Pvt Ltd.
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State Credit Head - Home Loans/LAP - Bank (10-11 yrs)
Job Description :
- Oversee the underwriting of the loans in the entire region.
- Be the key personal to Credit Manager and work with him / her in planning and executing the Credit strategy of Housing Loan and LAP
- Credit decision on HL/LAP cases based on Bank policies, processes and merits of the case for limits beyond manager underwriting.
- Forward request for approval after reviewing the file beyond limit to the CSO
- Evolve underwriting norms customized to the local market needs and update the credit bulletins
- Identify fraudulent practices and mitigate risk through changes in policy and process
- Credit Management: Overseeing and guiding team on developing on -going market insight, identify sector trends and work with Credit team and stakeholders in developing competitive product proposition.
- KRA planning: Work with Credit Head and HR team to put in place the right mix of parameters as part of KRA at various roles / level in the organization.
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