Standard Chartered Bank - Retail Credit Policy Manager - Mortgages

Retail Credit Policy Manager - Mortgages

We are currently looking for Manger, Credit Risk Management, Mortgages

- Acquisition credit policy and portfolio management of Mortgage portfolio.

- Develop and maintain analytical tools for decision making

- Maintain good portfolio quality through sound management of credit policies, development, maintenance and execution of quantitative credit MIS for portfolio monitoring.

- Ensure effective portfolio monitoring mechanisms are in place, including early warning mechanisms, stress tests and contingency plans.

- Develop, implement and monitor effective risk management tools to improve information-based credit decision.

- Constantly review and provide periodic portfolio analysis and credit performance forecasts, provide recommendations as appropriate.

- To effectively monitor and review Portfolio trend to ensure strict control over delinquency management and minimize net credit loss

- To be fully aware of all the policies and procedures issued in relation to money laundering prevention.

- Devise and Implement Risk Segmentation Strategy.

- Responsible for Risk Appetite, Bureau and related analytics

- Development of product program to facilitate business, and to change product policies basis risk indicators from the portfolio.

- Ensure that effective collection tools are developed including restructuring and settlements.

- Effectively monitor and review Portfolio trend to ensure strict control over delinquency management and minimize net credit loss for all the product.

- Ensure facilitation in developing of new systems and integrate all the requirements for an efficient structure.

Skills :

- Exceptional analytical skills

- Exceptional problem solving and structured thinking ability

- Articulate communicator

- Prior experience in risk management strongly preferred

- Knowledge of SAS is preferred.

Experience Qualifications -

- Preferred Post Graduate from top tier institutes

- Experience in Secured Lending would be preferred.

- We are committed to building a culture that fosters a diverse and inclusive environment that's free from bias, where everyone can realise their full potential and make a positive contribution. This is just one of our values that is expressed in our brand promise - here for good. Apply Now