Sr Manager - Credit & Risk - BFSI

Excellent opening for Senior Credit Manager with Leading Finance Co.

Key Functions

Credit Administration:-

- Managing various credit operations (Mainly Loan Against Property & Gold Loan) including appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning loans.

- Supervising approval of loan proposals & sanctioning credits after appraising solvency status & verifying documents as well as post sanction follow-up and disbursal of loan.

- Monitoring post loan disbursement activities including recovery of bad debts, NPA, preparation of compromise proposals, legal proceedings, etc.

- Analysis of loan applicant's financial statement and risk assessment

- Reporting of MIS to Higher ups which is useful in team appraisal and fixing targets

Profit Center Operations:-

- Managing complete credit operations with key focus on bottom line profitability by ensuring optimal utilization of available resources.

- Handling technical (Property Valuation) and legal aspects of lending

- Implementing cost saving techniques

Client Relationship Management

- Managing customer centric operations & ensuring customer satisfaction by achieving delivery & service quality norms.

- Mapping client’s requirements with best credit/ financial solutions to suit their needs.

Salary: Hike based on the current CTC (Upto 12 lacs p.a.)

If the above mentioned profile interests you, kindly mail your CV on kajal@thepremierconsultants.com

Please mail in your updated resume, mentioning your current CTC (Fix + Variables)

Kajal Desai
Premier Consultants
Website: www.thepremierconsultants.com