Specialist - Credit Risk - Bank

Credit Risk Specialist

Key Responsibilities:

- Develops, recommends and monitors credit policies and procedures, assuring regulatory compliance.

- Oversees the company's credit & collections policies, procedures and processes ensuring all risks are addressed appropriately through evaluation and developing required risk framework.

- Direct responsibility for the credit quality and risk performance of the company and the business units.

- Portfolio reviews covering areas of delinquency reports, perusing

- Early Warning System (EWS) reports.

- Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis.

- Sets overall risk appetite in partnership with management and the business lines to develop a coordinated and cohesive risk taking strategy.

- Oversee the implementation and management of the Credit Scoring model.

- Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders.

- Lead enhancements to the Credit Measurement Framework; which include rating models (PD) and LGD measurement jointly with chief Risk officer.

- Recommend modifications that reflect developing risks, economic conditions and projections, and the competitive environment.

- Monitor economic performance across all credit decisions and partner with our business and risk team to identify improvement opportunities